How to Flip a House? 7 Things to Consider Before You Start – From a DIYer

  Let me guess, you’ve been watching all those house flipping shows on cable TV? I bet they’re like the ones I used to watch before I flipped houses. They make it look so easy to do, and they always make a profit. Do they? Now you’re curious if the reality of flipping a house […]

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How Surviving Wisconsin Winters is Like Managing Your Money

How Surviving Wisconsin Winters is Like Managing Your Money

    Wisconsin is a special place for Mother Nature. She provides us with four wonderful seasons throughout the year. Wisconsinites are fortunate to be able to experience the fresh new start of spring, the long warm days of summer, and beautiful colors of fall. Even winter has its own standard for beauty like freshly […]

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Financial Independence is About Controlling Your Own Destiny

Financial Independence is About Controlling Your Own Destiny

  I recently watched the HBO documentary Panic: The Untold Story of the 2008 Financial Crisis. The documentary discusses the events surrounding the cause of the 2008 crisis. And the sequence of events that the government took to prevent an economic collapse. It’s a great documentary that provides new information and sheds light on the […]

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Cutting Cable, Saving Money and Getting Comfortable with Feeling Uncomfortable

  It’s been eight months since I cut the proverbial cable cord. That’s right, no more Fox News, no TNT, History channel or HBO. Actually, it was DirecTV, so I guess you could say I cut the satellite signal to eliminate premium TV services. (Cutting cable, cutting DirecTV to save money – same difference right?) […]

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Creating a Budget and 6 Quick Tips on How to Spend Less Money in 2019

how to spend less money in 2018

  Updated for 2019 As with most Americans, a new year brings new resolutions.  One of the most common resolutions every year surrounds the topic of personal finance.  Recent surveys suggest that 34% of the New Year resolutions made will be about the desire to spend less money and save more.  Changing our spending habits […]

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The Art of Being a Cheapskate – How I Successfully Manage My Budget

The Art of Being a Cheapskate

  It’s that feeling of being restricted or confined, like sitting in the middle seat of a commercial airliner knowing you’re going to have to inconvenience someone when you have to use the bathroom. The perspective that you have to give something up. Like wanting to watch your favorite football game or that new episode of […]

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Why You Need an Emergency Fund – Successful Money Management Tip

Why You Need an Emergency Fund

  Are you wondering why you should have an emergency fund? I am sure you’ve heard it many times before, it’s considered one of the most important aspects of successful money management – having an emergency fund. An emergency fund is where you stash cash so you’re prepared for those unexpected emergencies that life throws […]

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The Time Value of Opportunity – Filling The Pig Personal Finance Books

Time Value of Opportunity

The time value of opportunity is the ability to recognize money saving or money making opportunities (events) that will benefit you over the course of a lifetime. The key word being recognize.  For example, in relationship to vehicle insurance.  Most think of vehicle insurance as a single annual occurrence. You pay your premium every year […]

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