What’s Not Important When Paying Off Debt! Don’t Put the Cart Before the Horse

  Finding good practical advice on how to pay off your debt is easy.  A simple Google search will get you a whole bunch of great articles. Including the ones, you can find here on FTP. However, what you won’t find often enough is articles on what’s NOT important when you’re paying off debt. The things […]

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How to Stop Using Credit Cards – Telling Yourself Little White Lies

How to Stop Using Credit Cards – Stop Telling Yourself Little White Lies

  I was recently reading some posts on Reddit on how to stop using credit cards. Some individuals discussed how they benefit from credit card use, others explained how they don’t trust themselves with credit cards. In classic Reddit fashion, the discussions were direct and spirited. Debating the pros and cons of credit card use is […]

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The Most Important Credit Card Alert You Need to Know – Now!

  Are you concerned about credit card fraud? Worried about someone making unauthorized charges to your debit or credit card. If you are, here is one simple method you can use to minimize your exposure to fraud and avoid fraudulent charges. This may be the most important credit card alert you ever use. It’s called […]

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What You Shouldn’t Do with Your Holiday Credit Card Debt, and How to Avoid a Repeat Next Year

  Every year after the holidays, millions of Americans complete their holiday festivities by traveling home, going back to work, returning unwanted gifts and enter the year with aspirations of sticking to their new year resolutions. Then about mid to late January, many will receive their first credit card statement or statements. Detailing just how […]

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Should You Use a 0% Balance Transfer Offer to Pay Off Debt?

Should I Use a 0% Balance Transfer Offer to Pay Off My Current Debt?

  You’ve seen these 0% balance transfer offers advertised before?   An Insane Credit Card Offering 0% Interest Transferring Your Balance to a 21-Month 0% APR is Ingenious Demolish Your Debt with this 18-Month 0% Credit Card   Are you considering a 0% balance transfer offer to pay off debt? Or maybe consolidate your debt. […]

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Understanding the Debt Trap from the Outside In – the Marketing of Debt in America

Marketing of Debt in America

  Most often the discussion surrounding consumer debt focuses on how to get out of debt. Why debt is bad, and why saving money is good.  In addition, debt is often a topic of interest for many personal finance books and blogs. These perspectives are educational, relevant and important to the cause and effort of […]

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Online Fraud and Your Checking Account – How to Minimize Credit Card Fraud

online fraud

  Prior to the 2016 Christmas holiday, I received a notification from my credit card company that they were tracking some suspicious card activity on my account. I immediately logged into my account and found over $500 in unauthorized charges. The charges were for everything from household decorations to shoes. I contacted the online fraud […]

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Best Identity Theft Protection Services

Best Identity Theft Protection Services

  Who has the best identity theft protection services? I have written previously about my experiences with credit card fraud and provided my recommendations on how you can actively monitor your credit card transactions by lowering your transaction threshold to receive email alerts. Although credit card fraud is one area of concern when you think about […]

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