How to Make a Car Last Forever, How to Save $30,000 in a Lifetime

How to Make a Car Last Forever

  My dad was an engineer for over 40 years. And like most engineers, his perspective when it came to building, fixing, or maintaining anything was to do it himself. Growing up, I watched him maintain the family vehicles, everything from minor maintenance to major repair work. He understood how to make a car last […]

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3 Reasons Why You Need an Emergency Fund & How Much Cash to Stash

Why You Need an Emergency Fund

  Are you wondering why you need an emergency fund? I am sure you’ve heard it many times before, it’s considered one of the most important aspects of successful money management. An emergency fund is where you stash cash so you’re prepared for those unexpected emergencies that life throws at you every now and then. […]

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Setting Financial Goals with a Five-Year Plan, The Tiny Tweaks Principle

Setting Financial Goals with a Five-Year Plan, The Tiny Tweaks Principle

  Most often when we think about setting financial goals we think of the most fundamental aspects of our finances. Areas we manage and feel we can control on a regular basis. For example, we set financial goals around budgets, to lower monthly expenses. Saving money, to put more money in our bank account. Paying […]

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Real Estate House Flipping, 7 Things to Consider Before You Start – From a DIYer

  Let me guess, you’ve been watching real estate house flipping shows on cable TV? I bet they’re like the ones I used to watch before I flipped houses. They make it look so easy to do, and they always make a profit. Do they? Now you’re curious if the reality of flipping a house […]

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How Surviving Wisconsin Winters is Like Managing Your Money

How Surviving Wisconsin Winters is Like Managing Your Money

  Wisconsin is a special place for Mother Nature. She provides us with four wonderful seasons throughout the year. Wisconsinites are fortunate to be able to experience the fresh new start of spring, the long warm days of summer, and beautiful colors of fall. Even winter has its own standard for beauty like freshly fallen […]

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Financial Independence is About Controlling Your Own Destiny

Financial Independence is About Controlling Your Own Destiny

  I recently watched the HBO documentary Panic: The Untold Story of the 2008 Financial Crisis. The documentary discusses the events surrounding the cause of the 2008 crisis. And the sequence of events that the government took to prevent an economic collapse. It’s a great documentary that provides new information and sheds light on the event. […]

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Cutting Cable, Saving Money and Getting Comfortable with Feeling Uncomfortable

  It’s been eight months since I cut the proverbial cable cord. That’s right, no more Fox News, no TNT, History channel or HBO. Actually, it was DirecTV, so I guess you could say I cut the satellite signal to eliminate premium TV services. (Cutting cable, cutting DirecTV to save money – same difference right?) […]

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Ebates Review: My Review of the Cash Back Program

My Ebates Review

  Of all the areas associated with personal finance, my greatest weakness has always been around the subject of frugality. I don’t mean the task of budgeting – how much money I should or shouldn’t spend to manage my budget. Rather the perspective of saving money by clipping coupons or searching for 2-for-1 deals in the […]

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The Time Value of Opportunity – Filling The Pig Personal Finance Books

Time Value of Opportunity

The time value of opportunity is the ability to recognize money saving or money making opportunities (events) that will benefit you over the course of a lifetime. The key word being recognize.  For example, in relationship to vehicle insurance.  Most think of vehicle insurance as a single annual occurrence. You pay your premium every year […]

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How to Create a Simple Budget, so You Can Start Budgeting Today

How to Create a Simple Budget

  Technology is great, isn’t it? We listen to music on our smartphones, stream HD movies over the Internet to our TV, and now Uber and Google are testing driverless cars. And when it comes to personal finance, there are smartphone apps to help you track your expenses, online budgeting tools so you can link […]

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3 Reasons You Should Budget Your Money and It’s Not What You Think

3 Reasons You Should Budget Your Money

  Who really likes to budget their money? Budgeting sucks! However, consider these 3 reasons you should budget your money. According to a recent Gallup Poll, only 30 percent of adults polled actually budget their money.  For most budgeting ranks right up there with root canals, doing their own taxes and colonoscopies. And it’s no […]

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