Take Control of Your Finances in Three Months – The Looking Back, Looking Forward Conundrum

Are you struggling with debt? Trying to save money? Sick of living paycheck to paycheck? What if it was possible to take control of your finances in three months? What if you could shift, or “move the ball” to change your perspective on money and alter things for the rest of your life.     Like […]

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Why You Need an Emergency Fund – Successful Money Management Tip

Why You Need an Emergency Fund

Are you wondering why you should have an emergency fund? I am sure you’ve heard it many times before, it’s considered one of the most important aspects of successful money management – having an emergency fund. An emergency fund is where you stash cash so you’re prepared for those unexpected emergencies that life throws at […]

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Learn How to Invest – 3 Steps to Start Investing Email Course

Learn How to Invest

If you’ve never considered managing your own investments, or pondered the thought of trying to comprehend the world of investing, it’s probably because of two main reasons. First, all the jargon, cryptic terminology, opinions and investment solutions make the subject confusing. So confusing you may not be sure where to even begin. Or maybe it’s […]

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Simple Investing – The Effect of Compounding Interest or Rate of Return

Effect of Compounding Interest

  It’s probably the single most important mathematical concept to understand about investing. The effect compounding interest or a rate of return has on your money over time. It’s important because it can significantly change your perspective on how much money you invest, where you invest and how soon you should start. When I was […]

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Paying Off Debt, Saving Money and Creating a Lifestyle of Opportunities.

Paying Off Debt, Saving Money and Creating a Lifestyle of Opportunities

I am often asked about the Filling The Pig mantra “Creating a Lifestyle of Opportunities”, what does it really mean? The dictionary defines Lifestyle and Opportunities like this. Lifestyle – the way in which a person or group lives. Opportunity (plural opportunities), – a set of circumstances that makes something possible. From a FTP perspective […]

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Best Identity Theft Protection Services

Best Identity Theft Protection Services

Who has the best identity theft protection services? I have written previously about my experiences with credit card fraud and provided my recommendations on how you can actively monitor your credit card transactions by lowering your transaction threshold to receive email alerts. Although credit card fraud is one area of concern when you think about […]

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The Time Value of Opportunity – Filling The Pig Personal Finance Books

Time Value of Opportunity

The time value of opportunity is the ability to recognize money saving or money making opportunities (events) that will benefit you over the course of a lifetime. The key word being recognize.  For example, in relationship to vehicle insurance.  Most think of vehicle insurance as a single annual occurrence. You pay your premium every year […]

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3 Reasons You Should Contribute to Your Employer’s 401(k) Plan so You Can Retire Early

Retire Early

Many years ago (many, many) when I started my first “real” job out of college I had the opportunity to contribute to my company’s 401(k) plan. I was young and at the time was more focused on my new paycheck, rent, entertainment systems and of course having a cool car – you know the really important […]

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