How to Flip a House? 7 Things to Consider Before You Start – From a DIYer

  Let me guess, you’ve been watching all those house flipping shows on cable TV? I bet they’re like the ones I used to watch before I flipped houses. They make it look so easy to do, and they always make a profit. Do they? Now you’re curious if the reality of flipping a house […]

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How Surviving Wisconsin Winters is Like Managing Your Money

How Surviving Wisconsin Winters is Like Managing Your Money

    Wisconsin is a special place for Mother Nature. She provides us with four wonderful seasons throughout the year. Wisconsinites are fortunate to be able to experience the fresh new start of spring, the long warm days of summer, and beautiful colors of fall. Even winter has its own standard for beauty like freshly […]

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Financial Independence is About Controlling Your Own Destiny

Financial Independence is About Controlling Your Own Destiny

  I recently watched the HBO documentary Panic: The Untold Story of the 2008 Financial Crisis. The documentary discusses the events surrounding the cause of the 2008 crisis. And the sequence of events that the government took to prevent an economic collapse. It’s a great documentary that provides new information and sheds light on the […]

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Lower Your Taxes and Start Investing by Opening a Traditional IRA Account For Retirement

  Throughout the year, but most often during tax season, the subject of contributing to an Individual Retirement Account (IRA) comes up. IRAs are in the news, advertised on T.V., in print and of course on the Internet. Banks, credit unions and brokerage firms promoting the tax benefits of opening a Traditional IRA account with […]

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What You Shouldn’t Do with Your Holiday Credit Card Debt, and How to Avoid a Repeat Next Year

  Every year after the holidays, millions of Americans complete their holiday festivities by traveling home, going back to work, returning unwanted gifts and enter the year with aspirations of sticking to their new year resolutions. Then about mid to late January, many will receive their first credit card statement or statements. Detailing just how […]

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Cutting Cable, Saving Money and Getting Comfortable with Feeling Uncomfortable

  It’s been eight months since I cut the proverbial cable cord. That’s right, no more Fox News, no TNT, History channel or HBO. Actually, it was DirecTV, so I guess you could say I cut the satellite signal to eliminate premium TV services. (Cutting cable, cutting DirecTV to save money – same difference right?) […]

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Creating a Budget and 6 Quick Tips on How to Spend Less Money in 2019

how to spend less money in 2018

  Updated for 2019 As with most Americans, a new year brings new resolutions.  One of the most common resolutions every year surrounds the topic of personal finance.  Recent surveys suggest that 34% of the New Year resolutions made will be about the desire to spend less money and save more.  Changing our spending habits […]

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Should You Use a 0% Balance Transfer Offer to Pay Off Debt?

Should I Use a 0% Balance Transfer Offer to Pay Off My Current Debt?

  You’ve seen these offers advertised before?   An Insane Credit Card Offering 0% Interest Transferring Your Balance to a 21-Month 0% APR is Ingenious Demolish Your Debt with this 18-Month 0% Credit Card   Are you considering a 0% balance transfer offer to pay off debt? Or maybe consolidate your debt.   These days […]

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The Art of Being a Cheapskate – How I Successfully Manage My Budget

The Art of Being a Cheapskate

  It’s that feeling of being restricted or confined, like sitting in the middle seat of a commercial airliner knowing you’re going to have to inconvenience someone when you have to use the bathroom. The perspective that you have to give something up. Like wanting to watch your favorite football game or that new episode of […]

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How to Create Passive Income Through a Dividend Income Strategy

How to Create Passive Income

  I have always been interested in the subject of passive income, specifically how to create passive income opportunities – to some degree, you might say I‘m a bit obsessed. Why? because I believe it’s an important aspect of building wealth – kind of like having a 2nd job you don’t have to show up […]

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Understanding the Debt Trap from the Outside In – the Marketing of Debt in America

Marketing of Debt in America

Most often the discussion surrounding consumer debt focuses on how to get out of debt, why debt is bad, and why saving money is good.  In addition, debt is often a topic of interest for many personal finance books, blogs, and websites, including Filling The Pig.  These perspectives are educational, relevant and important to the […]

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Why the Snowball Method Works – Empowerment, Momentum and Confidence

Why the Snowball Method Works

  The Snowball Method is one of the most talked about concepts for eliminating debt. For some it’s viewed as the only way to pay off debt (i.e. FTP), for others it’s viewed as an impractical approach because it doesn’t take into consideration the interest rate you’re paying on your debt. However, regardless of what […]

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How Many Credit Cards Should You Have? My Credit Score with One Credit Card

Dump Credit Card Debt

  Actually, the real question might be – how many credit cards should you have based on what the credit card companies think? Ever since I started blogging about personal finance topics I have wanted to write an article focused on credit cards. Specifically the number of credit cards you should have. Because I believe […]

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