Successful money management and personal finance articles on how you can Create a Lifestyle of Opportunities.
I was talking with one of my friends regarding her personal finances. She is currently using the Snowball Method to pay off debt, working on her budget and saving for her emergency fund. As we were talking she started to discuss some of the processes surrounding her strategy. Although she is well on her way […]
If you have made the decision to save cash, pay off debt and create a new lifestyle – great job. I assure you, the plan you have will create many opportunities for you and your family in the future. As you implement your plan and travel down the road to financial freedom, you may find that […]
I wrote an article on credit card fraud last year during the holiday shopping season, after I had become a victim of on-line credit card fraud. The article focused on minimizing your exposure to fraud. Everyday there seems to be some new article, or story discussing a new credit card scam. I thought revisiting […]
This month the Federal Reserve decided to raise the federal funds rate for the first time in 2017. This increases the federal funds rate (interest rate) by a quarter percentage point to a range between .75% and 1%. What does this increase mean for the average consumer? Here is the quick FAQ. Who is the […]
It’s that time of year again – tax time. For some, it represents a time of confusion and stress as they attempt to navigate new tax codes, statements, and meeting the tax deadline. However, for most tax season also represents an opportunity in the form of a tax refund. In 2016 the IRS reports that […]
Prior to the 2016 Christmas holiday, I received a notification from my credit card company that they were tracking some suspicious card activity on my account. I immediately logged into my account and found over $500 in unauthorized charges being made for everything from household decorations to shoes. I contacted the online fraud department […]